Share Mkt lessons from 2008--

1)In panics there is almost nowhere to make money without taking excessive risk
2)Timing entries and exits to oversold & overbought conditions helps achieve low-risk/high-reward entries
3)There is no such thing as a safe investment
4)Markets are dysfunctional, corrupt, and have no oversight
5)To let a stock prove itself to me, prior to jumping in based on my analysis alone
6)The ability to change and adapt to market conditions quickly is more important than I thought
7)Don’t look back on missed opportunities but to look ahead for the next one
8)Buy & hold is dead
9)Discipline to a plan is crucial
10)I always tend to make the same mistakes (not having enough patience and trying to get the maximum return in the shortest period)
11)You cannot be complacent in face of headwinds
12)To accept a small gain rather than always looking for a home run
13)Ignore the noise - focus on price action and you’ll do fine!
14)You must take time to analyze your position through multiple time frames
15)Do not succumb to “green screen fever”
16)Just when you think a stock price can’t get any lower, it goes much lower!
17)Takes a long time to build profits and very little time to lose it all. Risk management is key
18)Get a handle on psychology - yours AND the market’s
19)You have to be in it to win it
20)It’s better to wait for the right setup than it is to force something that isn’t there
21)Keep a better trading journal so I can go back and review things
22)There is even more manipulation in the stock market than I ever dreamed
23)- trading is a confidence game. Once you’ve lost it, go to cash until it returns

BEST LITTLE STORIES

Sent by- Kunal Aggarwal
This Story is about a man who once upon a time was selling Hotdogs by the roadside.
He was illiterate, so he never read newspapers. He was hard of hearing, so he never listened to the radio.
His eyes were weak, so he never watched television. But enthusiastically, he sold lots of hotdogs.
He was smart enough to offer some attractive schemes to increase his sales. His sales and profit went up.
He ordered more and more raw material and buns and used to sell more. He recruited few more supporting staff to serve more customers. He started offering home deliveries. Eventually he got himself a bigger and better stove.
As his business was growing, the son, who had recently graduated from College, joined his father.
Then something strange happened.
The son asked, "Dad, aren't you aware of the great recession that is coming our way?" The father replied, "No, but tell me about it." The son said, "The international situation is terrible. The domestic situation is even worse. We should be prepared for the coming bad times.
" The man thought that since his son had been to college, read the papers, listened to the radio and watched TV. He ought to know and his advice should not be taken lightly. So the next day onwards, the father cut down on his raw material order and buns, took down the colorful signboard, removed all the special schemes he was offering to the customers and was no longer as enthusiastic.
He reduced his staff strength by giving layoffs. Very soon, fewer and fewer people bothered to stop at his hotdog stand. And his sales started coming down rapidly, same is the profit. The father said to his son, "Son, you were right".
"We are in the middle of a recession and crisis. I am glad you warned me ahead of time.
" Moral of the StoryIt's all in your MIND! And we actually FUEL this recession much more than we think"
By P R Krishnan

‘success’

Contributed By - Sumit Aggarwal

The word, ‘success’ is one of the most appealing words in any language, for almost everyone would like to be successful. The greatest thing about success is that there can be no fixed definition of it. What might seem as success to one person might appear to be a waste of time or energy to another.
Whether it is accumulation of wealth or saving a person’s life, much effort goes into being successful. Moreover, the luck-factor also plays a part in most stories of success.

First and foremost, a person needs to decide for himself what success means for him. He may listen to the opinion and advice of well-meaning family members and friends, but ultimately, he has to take the decision and then put in his very best to turn his dream into reality.Just like true love brings an inner glow on a person’s face, true success brings a sense of inner contentment, very different from what is understood as ego, regardless of the opinion of others. If you feel that happiness, you have tasted success.

Have a great day

Good Cartoons of R K Laxman

Sent by Shikha Aggarwal

Rasipuram Krishnaswamy Iyer Laxman born 23 October 1924 is an Indian cartoonist, illustrator and humorist. He is widely regarded as India's greatest-ever cartoonist and is best known for his creation The Common Man.

The geese and the tortoise

Sent by - Shruti Aggarwal
Once upon a time there lived a pair of geese and a tortoise all three of whom were great friends. One day they faced a huge drought and the lake in which they lived was drying up. They decided to leave the lake and look for a new lake. But the tortoise could not fly. So the geese thought of a plan, where by the tortoise would have to hold a piece of stick by its mouth which would be carried by the two geese. The only condition was that the trotoise should not speak or it will fall from the stick to death. The tortoise agreed to be silent.
But on seeing this stange arrangment , people on the way started laughing at the tortoise. Unable to control his anxiety, he spoke out "What are they laughig about?", and so fell to his death. If he had kept quiet he could have saved his own life.


Moral : Do not get distracted when working on important things

BEST-BEST BETTER WORLD

Hoping and dreaming of a better world are not enough if we are unwilling to work - but when we work towards our dreams, wonderful things can happen.

HERE ARE CERTAIN TIPS TO SAVE WATER,PETROL & ELECTRICITY-BUT MOST IMPORTANT THING IS TOO BELIEVE THAT WHOLE OF WORLD IS OUR HOME - SO ALL THIS SAVING IS FOR MY OWN HOME-AND PLEASE DONT THINK HOW CAN YOU MAKE THE DIFFERENCE ALONE-YOUR SUGGETIONS AND EFFORTS ARE WELCOME.

HOW TO CREATE AWARENESS-V CAN USE BUSINESS CARDS,MAILING ENVELOPES,MONTHLY OR QUARTERLY NEW LETTERS ,WRITING SAVE WATER ETC SLOGAN ON OUR NOTICE BOARD,DISUCUSSING THIS WITH
AS MANY PEOPLE AS POSSIBLE,INVOLVING OUR KIDS IN THIS AS WELL
& MOST IMPORTANT-FORWARD THIS MAIL TO AS MANY PEOPLE AS POSSIBLE.

-PLEASE TRY TO INVOLVE MAXIMUM PEOPLE IN THIS PROCESS & BE A PART OF THIS AWARENESS PROCESS- Akela Chala Tha Main Aur Karwan Banta gaya

LETS MAKE A BETTER INDIATIPS ON HOW TO SAVE WATER (3RD WORLD WAR IF HAPPENS WILL BE FOR WATER)
· Don't let the water run while shaving or brushing teeth.
· Take short showers instead of tub baths.
· Keep drinking water in the refrigerator instead of letting the faucet run until the water is cool.
· Scrape, rather than rinse, dishes before loading into the dishwasher; wash only full loads.
· Wash only full loads of laundry or use the appropriate water level or load size selection on the washing machine.
· Buy high-efficient plumbing fixtures & appliances.
· Repair all leaks (a leaky toilet can waste 200 gallons a day). Its also a sign of bad fortune or results in too much expenses.
· Water the lawn or garden during the coolest part of the day (early morning is best).
· Water plants differently according to what they need. Check with your local extension service or nurseries for advice.
· Set sprinklers to water the lawn or garden only – not the street or sidewalk.
· Use soaker hoses or trickle irrigation systems for trees and shrubs.
· Keep your yard healthy - dethatch, use mulch, etc.
· Sweep outside instead of using a hose.
· Do not use water to get your vehicles washed,instead use wet clothes.
· Do not waste the drinking water or Rs.12 litre water will soon be available for Rs 40per litre.
· Do not waste the food,as lot of water and energy is consumed while cooking food.

TIPS ON HOW TO SAVE PETROL (IMPORT OF CRUDE OIL ACCOUNTS FOR 40% OF IMPORT OF INDIA)
· Start your vehicle,when you are ready to move,not when you have to turn or get it out of your home.
· Switch off your vehicle when you are stopped at Red Light.
· Always keep your petrol tank full,do not waste your time & petrol by getting it filled again and again.
· Get your vehicles serviced regularly.
· Use original and branded equipments in your vehicle.
· Use Two whealers where four whealer can be avoided.
· While using Four Whealer try to accommodate maximum people so that petrol is not wasted(This practice is used even in Thailand).
· Try to use bicycle and even walk,where u can,it is helpful for your health as well.
· Use AC or Heater of your car only when its too urgent.
· Start for your work early so that you don't have to drive fast,it avoids accidents as well.
· Keep proper air preassure of tyres of your vehicles.
· Follow the traffic rules,it too helps in saving petrol and avoiding accidents.
· Do not use mobile while driving,you loose the concentration from driving.
· Park ur Vehicle properly,so that traffic problem doesn't arrive,that too helps in Petrol Saving.
· Do not keep your cars on just for getting cool air of AC.Sacrifice a little comfort to Give big comforts to your next generation.
·MOST IMPORTANT-Use School Transportation system for sending ur kids to school and if you want a short time comfort for your kids and want them to send on ur own car,please…..take a few more kids from your neighbourhood so that there is saving of our national property i.e.Petrol and also help to control traffic problem.
TIPS ON HOW TO SAVE ELECTRICITY (RUPEE ONE SAVED FOR ELECTRICITY EQUALS TO RUPEE TWO USED IN GENERATING ELECTRICITY)

Try to keep your mobile on meeting mode-always avoid the vibrator mode,it will increase the talk time of
mobile battery & in turn also reduce the electricity use.
· Do not leave your electric appliances on stand by mode.By switching off at the main power button, or even the socket, you can save both energy and money.
· Items left on standby use up to 85% of the energy they would use if fully switched on.
· Use energy saving light bulbs to cut your costs considerably.
· No matter what type of lighting you are using, always turn the lights off when you leave a room.
· Take care of useless lights even in your school,office,friends or relatives house.
· There are a number of different solar-powered lights available for use in the garden. These lights are highly energy efficient.
· Washing machines and tumble dryers are big electricity users. You may not be able to cut down how often you use them, but small changes in how you use them will save energy and money.
· When using the washing machine, between 85-90% of energy is used just to heat up the water. Therefore, dropping the water temperature of your wash could significantly decrease your electricity consumption. Over a year, by using a warm wash rather than a hot wash, you could cut consumption nearly in half.
· Only use the washing machine when you have a full load. If you have to do a smaller wash, use the half load function. The spin on the machine may mean that more energy is used, but by spinning your clothes you are removing more excess water, therefore reducing your drying time in a tumble dryer.
· You can cut down on using tumble dryers by line drying clothes outside whenever possible or using an indoor clothes dryer when the weather is bad.
· A dripping tap can be not only annoying but if it is a hot water tap it can cost you in both water.
· There are a few easy ways to save energy when cooking which can also speed up the amount of time you spend over a hot stove. Always use the correct size pan and, when heating water, only use the amount you need.
· If only using a small pan, then use a smaller burner. Boiling water in the kettle first will save the time the burner needs to heat the water, and putting a lid on will help it come to a boil quicker.
· When making a cup of tea, only boil the amount of water that you need. Boiling a full kettle unnecessarily is a waste of electricity.
· The location of your fridge can make a difference in how energy efficient it is. Make sure it is out of direct sunlight and not close to the oven. It is best to keep it against an outside wall so that the heat it generates can escape easily, and always make sure that there are a few inches space all around the fridge so that air can circulate.
· Make sure you defrost your fridge and freezer on a regular basis or whenever necessary. An iced up freezer will make the freezer work harder, therefore wasting more energy than needed.
· Only set your fridge to as cold as you need it and avoid keeping the door open for long periods of time. The more cold air escapes, the harder the fridge has to work and the more electricity it uses. Check the seal regularly as a damaged seal also lets cold air escape.
· Never put warm or hot food into the fridge as this will make the fridge work extra hard to try and keep it cold; allow food to cool down first.
· In many homes, the single biggest electricity expense is the heating of water. This typically accounts for about 30% to 40% of the electricity account.
· By taking a shower instead of a bath you can save hot water. Showers typically use less water than a bath.
· Get the family into the habit of plugging the water basin when washing or shaving. Allowing hot water to pour out of the taps and down the drain is wasteful.
· Use the sun's energy to heat your water by installing solar panels. This will save electricity and cut down your electricity bill.
· Do not set the thermostat on the geyser too high. A setting of 50-60C is recommended.
· To optimize electricity efficiency, geysers should be located as close as possible to the points where hot water is being used.

THE MOST IMPORTANT THING-DO NOT DO WHAT YOU DON'T WANT OTHERS TO DO
AND REMEMBER TO START TODAY BECAUSE WHAT IS NOT STARTED TODAY IS NEVER FINISHED TOMORROW.

Breakfast can help keep you lean

Eating within first few hours of waking kick-starts metabolism and gives energy•

Studies show people who eat breakfast concentrate better• Study:

.Breakfast may be the most important meal of the day, but be aware of what you're eating.
Overview
What exactly is it about breakfast that makes it so beneficial? And are all are breakfasts created equal? A study from Pediatrics, published in March 2008, looked at 2,000 teenagers and found that teens who ate breakfast weighed less, exercised more and ate healthier food than their classmates who didn't eat breakfast
Questions and answers-
Are all breakfasts created equal?
Dr. Sanjay Gupta, chief medical correspondent: No, all breakfasts are definitely not created equal. We talked to an expert at the American Dietetic Association to help us "grade" a few popular breakfast options. Let's start at the bottom with a breakfast that would get a "C" average grade: Fast food breakfast sandwich, pastry or sugary cereal.
These foods get a "C" for a number of reasons. The types of fat in these foods are the bad fats, and it certainly is not balanced. These foods are going to be high in sugar and carbohydrates and low in fiber and protein, which are essential for a balanced breakfast.
Let's flip to the foods that get a "B" average grade: bagel, breakfast bar, breakfast shake or pancakes with syrup.
These foods are a good start but aren't quite there. Take, for example, the breakfast shake: Many people blend up some milk and fruit. Although it's healthy for you, to make it a complete meal, you should add a peanut butter sandwich on whole wheat bread.
OK, now for the winner, the "A+" breakfast: oatmeal with skim milk, a half-ounce nuts, berries and orange juice.
This is the ultimate breakfast because you've got a whole grain in the oatmeal, a protein in the skim milk, heart-healthy fats in your nuts, and the berries are a great source of antioxidants. You can wash the meal down with a nice glass of orange juice, which is loaded with vitamin C and potassium. Remember that you should be consuming a significant amount of calories at breakfast -- around 500, depending on the person. Eating a hearty breakfast will keep you full for several hours and prevent you from snacking at that morning meeting. And important to remember: If you wake up and are not hungry in the morning, it is a big indicator that you are overeating at night.