Saturday, May 29, 2010


Contributed By - Kunal Mittal

There are just a few aspects of life that we can truly control, and it’s useful to know just what those areas are. If you don't know, you’ll spend a lot of time blaming others for your own failings. Try and exert too much control in areas you shouldn't and the universe will createSome interesting ways to remind of your place.
So be prepared and learn the 10 things in life that you DO control:
1. What you do.
Your actions are yours alone. You choose to make them or not make them and you are responsible for the effects of those actions.
2. What you say.
Likewise, the words you speak (or write) are also consciously chosen. Like actions, they have an impact on your life and the lives of those you contact.
3. What you think.
Yes, there are some subconscious thoughts that you can't control. But the things that you really think about, your beliefs, your ideals, etc. are concepts you have chosen to accept and believe in.
4. Your work -
Many people like to overlook this one, it being much easier to say "Oh, I'm trapped in my job because I don't have a degree, experience, etc. "Hogwash! That's simple a way of denying one's responsibility in having chosen the job in the first place. It's your job and you chose it. IfYou stay (or go), that's a choice as well.
5. The people you associate with.
There's a famous t-shirt that states: "It's hard to soar like an eagle when you're surrounded by turkeys." Colloquial is very often correct! Your friends can either lift you up or bring you down. You make the decision which type of friends you wish to have.
6. Your basic physical health.
Much about our health is a factor of genetics, environment, and exposure. Much more of our health is simply a matter of the things we choose: diet, exercise, drugs, sleep, routine physicals, check-ups, etc.
7. The environment you live in.
Your house, the condition of your home, the town you live in, the amenities available to you are all things you can control, although some to a lesser degree (i.e., you decide to tolerate them or move some place else).
8. Your fiscal situation.
Having or not having enough money is a factor of what you make versus what you spend.
9. Your time.
You choose how to "spend" your time and how much of your time to give to various activities. You'll never get more time than the 24 hours you’re given each day.
10. Your legacy.
All your actions, words, and knowledge that you share while you a reliving become the gift that you leave when you are gone.

Friday, May 28, 2010

Know about Fatigue

Sent by - Shikha Aggarwal

May be you are going to bed earlier each night but are still waking up feeling like you haven’t had enough sleep.
People are feeling more tired than ever before, and there doesn’t seem to be any relief in sight.When you don’t get enough fluids, cells through your body, including the brain, begin to run dry, which can sap your energy.
Don’t wait until you feel thirsty; drink at least eight glasses a day.
Don’t have drinks which contain caffeine, it removes more fluids from your body than it puts in.
To fight fatigue, put more variety into your life.
Going for walks,
reading new books - will help you feel more motivated and energized by life.

Thursday, May 27, 2010

Health - Aloevera

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Wednesday, May 26, 2010

Why Many Traders Loss Money?

They lack discipline: It takes an accumulation of knowledge and sharp focus to trade successfully. Most traders would rather listen to the advice of others than take the time to learn a trading system. Let’s face it: Most people are lazy when it comes to trading. Although money may be the most important concern they have, and earning it, the most important goal they work towards, learning how to invest it is low on their to do list.

They are impatient: Traders have an insatiable need for action. It may be the adrenaline rush they’re after. It may be their gambler’s mentality. It may be they feel life is passing them by, and they say, It’s now or never. Trading is never: now or never. Trading is about patience and objective decision-making.

Traders do not trade objectively: Many traders have the habit of not cutting losses fast enough. It goes against their grain to sell. At the same time they often get out of winners too soon. It sounds simple, but it takes emotional disengagement to trade objectively.

Traders personalize losses: Some speculators don't have the temperament to accept small losses in a trade. They take each loss as a personal failure.

Traders are greedy: They try to pick tops or bottoms in hopes they’ll be able to time their trades to maximize their profits.

Traders won’t admit to reality: They are not willing to believe the only truth there is: The truth of price. As a result, they act contrary to the trend, and, deluding themselves, they lose.

Traders buy and hold: Out of fear, they hold on to losers, anxiously watching them tank, but taking no action. When they finally sell, they are angry and embarrassed, yet they still buy and hold because they are rigid about change.

Traders act impulsively: They often jump into a market based on a story in the morning paper. The market has already discounted the data, or it is outdated and misleading information.

Monday, May 24, 2010

Bad breathe !!

Sent by- Shruti Aggarwal

To find out why- and to avoid those potentially embarrassing moments- read on
Don't dine with the garlic family: spices tend to stay and recirculate through essential oils they leave in your mouth. Depending on how much you eat, the odor can stay in your mouth up to 24 hours. No matter how often you fresh your teeth. Such foods to avoid include onions, hot peppers and garlic.
Stick with water: Coffee, beer, wine and whiskey are at the top of the list of liquid offenders. Each leave a residue that can attach to the plaque in your mouth and infiltrate your digestive system.
Carry a tooth brush:Some odors can be eliminated-permanently or temporarily- if you brush immediately after a meal.
Rinse your mouth out: when you cant brush,you can rinse. Go to the rest room after meals and get a mouthful of water, swish it around and wash the smell of food from your mouth.
Gargle a minty mouthwash:Gargling with a mouthwash is a great idea. Or a breathe mint or minty gum is just a cover up.

Take Care

Friday, May 21, 2010

1 Never hold fewer than 10 different securities covering five different fields of business.

#2 At least once in six months reappraise every security held.

#3 Keep at least half the total fund in income-producing securities.

#4 Consider yield the least important factor in analyzing any stock.

#5 Be quick to take losses, reluctant to take profits.

#6 Never put more than 25% of a given fund into securities about which detailed information is not readily and regularly available.

#7 Avoid "inside information" as you would the plague.

#8 Seek facts diligently, advice never.

#9 Ignore mechanical formulas for valuing securities.

#10 When stocks are high, money rates rising, business prosperous, at least half a given fund should be placed in short-term bonds.

#11 Borrow money sparingly and only when stocks are low, money rates are low or falling, and business depressed.

#12 Set aside a moderate proportion of available funds for the purchase of long-term options on promising companies whenever available.

Thursday, May 20, 2010

Why Do Trend Traders Win the Big Money?

Ted Williams. -
The man epitomizes the word "discipline". Trend Followers, like Williams, wait for their pitch -- and then whack it for homeruns
.Now think for a moment about investment sites such as all of the stock tip chat houses. They are useless when it comes to helping you to make money in the long run. Why? There is no discipline. They say there is a good pitch to hit everyday. This is far from true.There are typically three stages an investor goes through before they become successful.
Building discipline starts with an understanding of these points:
Easy Money: The first stage involves thinking there is easy money to be made. This is the thinking of a newbie. Often, after a big stock tip gone wrong or a couple great broker recommendations that lose serious money, you enter the second stage.
I need a plan: The second stage begins when an investor or trader decides a plan is needed to win. The problems begin when the search for a plan becomes a search for the Holy Grail. And we all know there is no Holy Grail. What is needed is more than just a "system". What is needed is you following the system.
This leads to stage three.
I'm responsible for my success: Stage three comes when the investor or trader realizes that success comes from inside the person, not outside. To achieve true success you must understand the market is not responsible, you are. There is no one to blame or compliment but yourself when it comes to trading. So find a solid plan and follow it.Trend Following demands that you detach emotions from your trading and maintain exacting discipline. Trend Following, for example, can be a winning plan, but you must be disciplined to do the hard (and right) thing everyday.

Tuesday, May 11, 2010

Share Mkt lessons from 2008--

1)In panics there is almost nowhere to make money without taking excessive risk
2)Timing entries and exits to oversold & overbought conditions helps achieve low-risk/high-reward entries
3)There is no such thing as a safe investment
4)Markets are dysfunctional, corrupt, and have no oversight
5)To let a stock prove itself to me, prior to jumping in based on my analysis alone
6)The ability to change and adapt to market conditions quickly is more important than I thought
7)Don’t look back on missed opportunities but to look ahead for the next one
8)Buy & hold is dead
9)Discipline to a plan is crucial
10)I always tend to make the same mistakes (not having enough patience and trying to get the maximum return in the shortest period)
11)You cannot be complacent in face of headwinds
12)To accept a small gain rather than always looking for a home run
13)Ignore the noise - focus on price action and you’ll do fine!
14)You must take time to analyze your position through multiple time frames
15)Do not succumb to “green screen fever”
16)Just when you think a stock price can’t get any lower, it goes much lower!
17)Takes a long time to build profits and very little time to lose it all. Risk management is key
18)Get a handle on psychology - yours AND the market’s
19)You have to be in it to win it
20)It’s better to wait for the right setup than it is to force something that isn’t there
21)Keep a better trading journal so I can go back and review things
22)There is even more manipulation in the stock market than I ever dreamed
23)- trading is a confidence game. Once you’ve lost it, go to cash until it returns

Monday, April 19, 2010


Sent by- Kunal Aggarwal
This Story is about a man who once upon a time was selling Hotdogs by the roadside.
He was illiterate, so he never read newspapers. He was hard of hearing, so he never listened to the radio.
His eyes were weak, so he never watched television. But enthusiastically, he sold lots of hotdogs.
He was smart enough to offer some attractive schemes to increase his sales. His sales and profit went up.
He ordered more and more raw material and buns and used to sell more. He recruited few more supporting staff to serve more customers. He started offering home deliveries. Eventually he got himself a bigger and better stove.
As his business was growing, the son, who had recently graduated from College, joined his father.
Then something strange happened.
The son asked, "Dad, aren't you aware of the great recession that is coming our way?" The father replied, "No, but tell me about it." The son said, "The international situation is terrible. The domestic situation is even worse. We should be prepared for the coming bad times.
" The man thought that since his son had been to college, read the papers, listened to the radio and watched TV. He ought to know and his advice should not be taken lightly. So the next day onwards, the father cut down on his raw material order and buns, took down the colorful signboard, removed all the special schemes he was offering to the customers and was no longer as enthusiastic.
He reduced his staff strength by giving layoffs. Very soon, fewer and fewer people bothered to stop at his hotdog stand. And his sales started coming down rapidly, same is the profit. The father said to his son, "Son, you were right".
"We are in the middle of a recession and crisis. I am glad you warned me ahead of time.
" Moral of the StoryIt's all in your MIND! And we actually FUEL this recession much more than we think"
By P R Krishnan

Sunday, April 18, 2010


Contributed By - Sumit Aggarwal

The word, ‘success’ is one of the most appealing words in any language, for almost everyone would like to be successful. The greatest thing about success is that there can be no fixed definition of it. What might seem as success to one person might appear to be a waste of time or energy to another.
Whether it is accumulation of wealth or saving a person’s life, much effort goes into being successful. Moreover, the luck-factor also plays a part in most stories of success.

First and foremost, a person needs to decide for himself what success means for him. He may listen to the opinion and advice of well-meaning family members and friends, but ultimately, he has to take the decision and then put in his very best to turn his dream into reality.Just like true love brings an inner glow on a person’s face, true success brings a sense of inner contentment, very different from what is understood as ego, regardless of the opinion of others. If you feel that happiness, you have tasted success.

Have a great day

Wednesday, April 14, 2010

Good Cartoons of R K Laxman

Sent by Shikha Aggarwal

Rasipuram Krishnaswamy Iyer Laxman born 23 October 1924 is an Indian cartoonist, illustrator and humorist. He is widely regarded as India's greatest-ever cartoonist and is best known for his creation The Common Man.

The geese and the tortoise

Sent by - Shruti Aggarwal
Once upon a time there lived a pair of geese and a tortoise all three of whom were great friends. One day they faced a huge drought and the lake in which they lived was drying up. They decided to leave the lake and look for a new lake. But the tortoise could not fly. So the geese thought of a plan, where by the tortoise would have to hold a piece of stick by its mouth which would be carried by the two geese. The only condition was that the trotoise should not speak or it will fall from the stick to death. The tortoise agreed to be silent.
But on seeing this stange arrangment , people on the way started laughing at the tortoise. Unable to control his anxiety, he spoke out "What are they laughig about?", and so fell to his death. If he had kept quiet he could have saved his own life.

Moral : Do not get distracted when working on important things

Sunday, March 28, 2010


Hoping and dreaming of a better world are not enough if we are unwilling to work - but when we work towards our dreams, wonderful things can happen.




· Don't let the water run while shaving or brushing teeth.
· Take short showers instead of tub baths.
· Keep drinking water in the refrigerator instead of letting the faucet run until the water is cool.
· Scrape, rather than rinse, dishes before loading into the dishwasher; wash only full loads.
· Wash only full loads of laundry or use the appropriate water level or load size selection on the washing machine.
· Buy high-efficient plumbing fixtures & appliances.
· Repair all leaks (a leaky toilet can waste 200 gallons a day). Its also a sign of bad fortune or results in too much expenses.
· Water the lawn or garden during the coolest part of the day (early morning is best).
· Water plants differently according to what they need. Check with your local extension service or nurseries for advice.
· Set sprinklers to water the lawn or garden only – not the street or sidewalk.
· Use soaker hoses or trickle irrigation systems for trees and shrubs.
· Keep your yard healthy - dethatch, use mulch, etc.
· Sweep outside instead of using a hose.
· Do not use water to get your vehicles washed,instead use wet clothes.
· Do not waste the drinking water or Rs.12 litre water will soon be available for Rs 40per litre.
· Do not waste the food,as lot of water and energy is consumed while cooking food.

· Start your vehicle,when you are ready to move,not when you have to turn or get it out of your home.
· Switch off your vehicle when you are stopped at Red Light.
· Always keep your petrol tank full,do not waste your time & petrol by getting it filled again and again.
· Get your vehicles serviced regularly.
· Use original and branded equipments in your vehicle.
· Use Two whealers where four whealer can be avoided.
· While using Four Whealer try to accommodate maximum people so that petrol is not wasted(This practice is used even in Thailand).
· Try to use bicycle and even walk,where u can,it is helpful for your health as well.
· Use AC or Heater of your car only when its too urgent.
· Start for your work early so that you don't have to drive fast,it avoids accidents as well.
· Keep proper air preassure of tyres of your vehicles.
· Follow the traffic rules,it too helps in saving petrol and avoiding accidents.
· Do not use mobile while driving,you loose the concentration from driving.
· Park ur Vehicle properly,so that traffic problem doesn't arrive,that too helps in Petrol Saving.
· Do not keep your cars on just for getting cool air of AC.Sacrifice a little comfort to Give big comforts to your next generation.
·MOST IMPORTANT-Use School Transportation system for sending ur kids to school and if you want a short time comfort for your kids and want them to send on ur own car,please…..take a few more kids from your neighbourhood so that there is saving of our national property i.e.Petrol and also help to control traffic problem.

Try to keep your mobile on meeting mode-always avoid the vibrator mode,it will increase the talk time of
mobile battery & in turn also reduce the electricity use.
· Do not leave your electric appliances on stand by mode.By switching off at the main power button, or even the socket, you can save both energy and money.
· Items left on standby use up to 85% of the energy they would use if fully switched on.
· Use energy saving light bulbs to cut your costs considerably.
· No matter what type of lighting you are using, always turn the lights off when you leave a room.
· Take care of useless lights even in your school,office,friends or relatives house.
· There are a number of different solar-powered lights available for use in the garden. These lights are highly energy efficient.
· Washing machines and tumble dryers are big electricity users. You may not be able to cut down how often you use them, but small changes in how you use them will save energy and money.
· When using the washing machine, between 85-90% of energy is used just to heat up the water. Therefore, dropping the water temperature of your wash could significantly decrease your electricity consumption. Over a year, by using a warm wash rather than a hot wash, you could cut consumption nearly in half.
· Only use the washing machine when you have a full load. If you have to do a smaller wash, use the half load function. The spin on the machine may mean that more energy is used, but by spinning your clothes you are removing more excess water, therefore reducing your drying time in a tumble dryer.
· You can cut down on using tumble dryers by line drying clothes outside whenever possible or using an indoor clothes dryer when the weather is bad.
· A dripping tap can be not only annoying but if it is a hot water tap it can cost you in both water.
· There are a few easy ways to save energy when cooking which can also speed up the amount of time you spend over a hot stove. Always use the correct size pan and, when heating water, only use the amount you need.
· If only using a small pan, then use a smaller burner. Boiling water in the kettle first will save the time the burner needs to heat the water, and putting a lid on will help it come to a boil quicker.
· When making a cup of tea, only boil the amount of water that you need. Boiling a full kettle unnecessarily is a waste of electricity.
· The location of your fridge can make a difference in how energy efficient it is. Make sure it is out of direct sunlight and not close to the oven. It is best to keep it against an outside wall so that the heat it generates can escape easily, and always make sure that there are a few inches space all around the fridge so that air can circulate.
· Make sure you defrost your fridge and freezer on a regular basis or whenever necessary. An iced up freezer will make the freezer work harder, therefore wasting more energy than needed.
· Only set your fridge to as cold as you need it and avoid keeping the door open for long periods of time. The more cold air escapes, the harder the fridge has to work and the more electricity it uses. Check the seal regularly as a damaged seal also lets cold air escape.
· Never put warm or hot food into the fridge as this will make the fridge work extra hard to try and keep it cold; allow food to cool down first.
· In many homes, the single biggest electricity expense is the heating of water. This typically accounts for about 30% to 40% of the electricity account.
· By taking a shower instead of a bath you can save hot water. Showers typically use less water than a bath.
· Get the family into the habit of plugging the water basin when washing or shaving. Allowing hot water to pour out of the taps and down the drain is wasteful.
· Use the sun's energy to heat your water by installing solar panels. This will save electricity and cut down your electricity bill.
· Do not set the thermostat on the geyser too high. A setting of 50-60C is recommended.
· To optimize electricity efficiency, geysers should be located as close as possible to the points where hot water is being used.